Getting a lender to pre-approve you for a mortgage is one of the first steps in the home buying process. You can not submit an offer without one. There is a big difference between a “pre-approval” and a “pre-qualification” letter. The pre-approval is more binding than a pre-qualification and therefor makes your offer that much stronger.
There are several routes to pursue for obtaining a mortgage and it is recommended you shop around because not all companies offer the same mortgages nor the same interest rates. Mortgage brokerage firms work with a large number of banks and offer their customers a wide array of products. Banks that work directly with borrowers may offer products not available through the brokerage firms.
Here are some I have successfully worked with in the past:
Evan L klein
908–608–2009 (Office), 973–886–3657 (Mobile)